Its seems at the mo loulou it depends who your with. Theres big hold ups on some due to the ongoing PPI and VAT etc but they say anything up to 6 months!!!
Arty
IVA completion and certificate received 08/10/2012!!!
Hi loulou - someone else on here with McCambridge Duffy received theirs recently within 2 weeks of the last payment.
However, not sure if they have now held up completion due to the VAT problem with HMRC.
Let us know when you get it though. I'm also with them and got a F&F meeting in a couple of weeks so would love to guage how long it will all take to close if accepted.
hi everyone thanks for the replys.
well ive rang them today they said its with the finace department and she told me it should take from 4 to 6 weeks .dont no how many process it as to go through .payed my last payment on 28th december well keep you posted
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I made my last payment last June and am still waiting for my certificate..... I'm with GT.
Interstingly, worryingly, I was also under the impression that after six years the IVA dropped off your credit file but I was just advised that it would stay on but state that it was 'complete'. I really hope this isn't right, I want it gone!!
After six years then your IVA should drop off your credit file.
Give GT a ring and hurry them along - this is a long time to wait for your completion letter.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It took less than 3 weeks to get a completion certificate from McCambridge Duffy after final payment in November last year and was off the Insolvency Register in about 4 weeks from last payment.
Congrats on completion and you are likely to end up with your compeltion certificate very soon.
Last Payment - November 2011 - Completion Certificate received 2 weeks after last payment, Removed from Insolvency Register within 4 weeks after last payment.
Im starting to get a bit worried i made my last payment with grant thornton 1st december heard nothing of them since them apart from when i ring them to speak to them but keep getting told it takes 3-6 mths at the latest for my certificate of completion last time i posed on here karol told me to email her which i did over 2 weeks ago still heard nothing so im in libo land i thought as soon as last payment came out u could start moving on u cant until this certificate comes i dont understand why it takes so long???
If you put HMRC vat problems in the search box kel you'll find a whole list of enquiries on here. SOme firms are closing, and some aren't.
It seems to be how IP's are interpreting the guidance issued to them. Doesn't help you much I know, but at least you know you have completed your part of the bargain.
You may need to hold off cashing in any lottery jackpot wins for a few months though!!
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Nearly Happy
Hi,
I made my last payment last June and am still waiting for my certificate..... I'm with GT.
Interstingly, worryingly, I was also under the impression that after six years the IVA dropped off your credit file but I was just advised that it would stay on but state that it was 'complete'. I really hope this isn't right, I want it gone!!
Yet again I am filled with despair about my completion with GT, <3 years of worry to go!
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
I don't need any more thanks, i am just constantly putting the same post again, again and again on this forum.
IPs are not allowed to advertise but my fantastic journey with McCambridge Duffy ended with none of the problems of some other IPs on this forum.
Last Payment - November 2011 - Completion Certificate received 2 weeks after last payment, Removed from Insolvency Register within 4 weeks after last payment.
