If you've not already chosen a company then I suggest visiting www.iva.com for a list of companies and reviews. Give one or two a ring and you will receive free and impartial advice as to all the options open to you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Welcome to the forum from myself too, with all paperwork to hand it won't take long at all hopefully and you'll soon be on the way to debt freedom. A good link provided by Kallis if you've not already chosen your IP. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
It can happen within 24-48 hours if there is an urgent need, and all of the paperwork required by the IP is to hand - however you need to bear in mind that once the proposals are signed at least 16 days notice of the creditors meeting will need to be served.
