how long does the IVA show on a credit report

[hatts]

On completion of an IVA, (satisfied) how long does the IVA and any relevant individual entries show on a credit report.
IVA satisfied 05/04, most defaults recorded April/May 2002.
Many thanks in anticipation of your reply.
Steve Hatton

[Oliver]

Hi Steve

An IVA will show on your credit file for 6 years from the start of the agreement regardless of when you complete your last payment.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

[hatts]

Do individual entries recorded within an IVA also last for 6 years on a credit report before being deleted.

[ivoriva]

I think defaults registered will remain for 6 years from when they were registered by the creditor. Apparently you can ask the Credit Reference companies to add a note to show the defaulted debts were satisified as part of the IVA - or something along those lines. Or you could try your luck and ask the creditor to mark the defaults as satisified or even remove them...
What I would be interested to know, is how long does a creditor have to write a default once they know the account is in default (ie it is obvious the account is going to default as soon as a IVA is approved - so how long do they have to write a default in the CRF after that?).