we dont have joint debts so there are not interlocking i started mine 2007 hubby's started 2009 but if we add both together the approx total left to pay is £17,200 and we have £11,500 to offer.
we don't need to worry about his wages as he is working his notice he finishes job on 22nd april and starts new job 26th april so no overlap of wages.
We have joint debts but ours aren't interlocking - maybe because I had additional debts of my own. We each make seperate payments.
Fingers crossed that you can get it accepted.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk