how strange is this...or is it

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shazzles

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Post by shazzles » Fri Mar 07, 2008 9:44 pm
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ok so i cashed a cheque in one of those pawn shop places back in jan way before my iva was even started, it was due to go through my old hsbc account on 28th feb (28 days after i cashed it) and obviously my bank account was frozen, i go into the pawn shop yesterday all ready to pay them the money because i assume that the cheque will get returned because of my account being frozen, and the girl behind the desk says "no its not been retuned, go check it with your bank so i go into my old hsbc bank and they phone whatever office it is and the girl says no the cheques you cashed will be honoured even though your account is frozen..i said to them are you absolutely sure as i dont want to land into trouble with yourselves or the people who i have wrote the cheque to... they said no because the cheque card no was on the back we have to honour them.
What a stange thing now i am £200 better off than what i thought.... anyboby else have this happen to them?!??!
Last edited by shazzles on Fri Mar 07, 2008 10:23 pm, edited 1 time in total.
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Reviva UK

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Post by Reviva UK » Fri Mar 07, 2008 10:18 pm
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do you mean porn or pawn shop?

I doubt my wife would let me near a porn shop even with such a good excuse.

Good luck with the other 71
Paul Johns
Reviva UK
Assisted Bankruptcy Specialists
www.revivauk.com
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Lisa2009

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Post by Lisa2009 » Fri Mar 07, 2008 10:21 pm
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[:D][:D][:D]
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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shazzles

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Post by shazzles » Fri Mar 07, 2008 10:24 pm
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laughing my arse off ! yeah PAWN!! changed it LOL!!![:D]
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Lisa2009

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Post by Lisa2009 » Fri Mar 07, 2008 10:26 pm
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Sorry i was chuckling reading it and thinking to myself........shes gonna be sooooooo embarassed when she realises what she typed.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


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carlmcmullen

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Post by carlmcmullen » Fri Mar 07, 2008 10:28 pm
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Shazzles,

Really this debt should have been included in your IVA anyway as a creditor as it was in place pre-IVA.

If they do try to cash the cheque and it is returned then you really need to make them aware of the VA as they to are bound by it aswell.

Carl
Last edited by carlmcmullen on Fri Mar 07, 2008 10:31 pm, edited 1 time in total.
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shazzles

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Post by shazzles » Fri Mar 07, 2008 10:28 pm
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:::::hooting with laughter::::::: fallen off the chair
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Reviva UK

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Post by Reviva UK » Fri Mar 07, 2008 10:31 pm
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Really disapointed you changed it.....

change it back it was great !!!!
Paul Johns
Reviva UK
Assisted Bankruptcy Specialists
www.revivauk.com
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shazzles

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Post by shazzles » Fri Mar 07, 2008 10:33 pm
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stop it or i will wet myself!!! lol
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emma_t

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Post by emma_t » Fri Mar 07, 2008 10:33 pm
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Oh I missed it, but I can guess - how funny shazzles like something I would do[:D][:D][:D]
Be positive & look after yourself, there are more important things in life than debts....

Best Wishes

Emma x
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Reviva UK

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Post by Reviva UK » Fri Mar 07, 2008 10:38 pm
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I am waiting!
Paul Johns
Reviva UK
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www.revivauk.com
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Adam Davies

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Post by Adam Davies » Fri Mar 07, 2008 10:38 pm
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Hi
It certainly caught my attention !!
Banks can't return cheques guaranteed with a card as long as they have been accepted under the terms of the guarantee card.You will be fine
Regards
Andam Davies
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shazzles

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Post by shazzles » Fri Mar 07, 2008 11:18 pm
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HEHEHEHE!!
Reviva UK wrote:

I am waiting!
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gavin

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Post by gavin » Sat Mar 08, 2008 1:43 pm
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hi my bro gave a cheque and gurantee it with no money in his account and he was done for fraud
Last edited by gavin on Sat Mar 08, 2008 2:10 pm, edited 1 time in total.
Empty pockets never held anyone back. Only empty heads and empty hearts can do that.
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Adam Davies

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Post by Adam Davies » Sat Mar 08, 2008 2:05 pm
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Hi
There must be hundreds of thousands of people committing fraud each day then.
If you write a cheque knowing that your account is closed or frozen then yes that is fraud,in Shazzles case they wrote the cheque well before the account was frozen
Regards
Regards
Andam Davies
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