how will this effect my credit record please

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edna mode

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Post by edna mode » Thu Aug 02, 2007 4:47 pm
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hi all new to site
2 years ago had an overdraft with bank. due to loss of husband things were missed. Any way i phoned the debt co and made arrangemt to pay. abt nov last year they started to ring on a very reg basis stating that they could reduce the debt if i forward a cheque for the amount they stated approx £1500 the debt was org 4k i paid in total approx 3.5k. how will this effect my credit record please


many thks
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Adam Davies

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Post by Adam Davies » Thu Aug 02, 2007 5:16 pm
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Hi
Can you remember if you received a default notice when you were behind with payments ?
It is possible and probable that your payment history[something that credit providers look at] will reflect that you have missed some payments and it is possible that you have a default notice on your account.
Your can apply online to view tyour credit file with experian and equifax.
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
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