Really pleased to hear J's mum is awake and you are certainly not being a fool. We can all identify with the panic that rises inside you but please do not write yourselves off yet.
Go out tonight, relax and try to forget about this for a while. Then it'll be Friday and before you know it Tuesday will be here and all systems go!!!
What time is your meeting?
Good news about J's mum. I hope she continues to improve.
Have a good evening down the pub and just forget about everything and enjoy yourselves.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thank you Jan, my PP is here now and has just told me "to turn that bxxxxy thing off because we shall be late!". So, I am going to turn it off now - thank you again Jan - give my best to Paul for me if he posts - everyone has been so very kind .
28 calls from the same creditor in one day - that is absolutely disgraceful when they know rightly that you have a creditors meeting next week. One of my colleagues in attending a meeting at HSBC tomorrow, and I have asked him to raise this with the right authorities.
something needs doing. I appreciate they would like to get thier money back but at what cost. Perhaps we should start having the frugal friends meetings outside these banks HQ's.
IVA.co.uk The best place for debt advice. Thanks to Melanie Giles, David Mond, David and J (Elv5) Kallis, Dand, Skippy, Andy Davie
David (elv5) why don't you get an answerphone and let the machine do all the recording of calls. Listen to who it is and unless friend family or someone from Melanie's team - delete them.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
And if you cannot afford such machine I would be happy to buy one for you. Tell Melanie to give me your address.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.