I am about to embark on a lump sum iva and currently bank with Abbey National, so have changed my bank to nat west as my o/d with Abbey is included in my iva. Should that account with nat west be ok if my creditors are MBNA, Monument Barclaycard, Mint Banl Of Scotland, Tesco, Goldfish, Bank of Scotland, Capital one, AMerican express and morgan stanley?
Thats a mighty fine line up of creditors - what struck me about it was that I'm going the OTHER way to you - ive just set up an account with ABBEY because NATWEST are one of MY creditors (and a substantial one at that!). Add to them MBNA, Egg, Sygma, Barclaycard, Beneficial and Halifax and between us we've cornered the creditor market I reckon.
Good luck with your application, mine should hopefully be submitted soon. [;)]
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.