I am an HGV driver. I only drive lorries. I do not hold the operators licence and i need this job to pay my bills. Please could you tell me if going bankrupt would affect this job. If it does is it best to go through with an IVA application.
Not sure how this will affect you - hopefully one of the experts can help.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Kevin - why don't you speak to two or three professional debt advisors for advice about all the options open to you. Our experts come highly recommended and www.iva.com is also a great place to look. You may also be able to find some information from your licensing body's website. x
Hi Kevin and welcome to the forum. Check your contract of employment, I wouldn't think your job would be affected by bankruptcy, but please check before you go down that route.
As the others have posted, it would be worth you taking expert advice to make sure going bankrupt is the best option for you.
We actually had to change the bank account just into my name and have his wage paid into it for 5 years and absolutley no come backs at all even from the bank and a wage beng paid in his name. I really dont think it has any bearing at all, enquire about an IVA rather then bankruptcy and see if that is any good for you.
ITS OVER WE ARE FINALLY DEBT FREE, CERTIFICATE ARRIVED
What I love about this forum is that there is always someone in the same circumstances to help out. I hope you feel a bit more positive Kevin and are encouraged to seek professional advice x
Great news Kevin, hopefully you can get sorted. Keep us informed as to how you are getting on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk