I am concerned about this letter

[freelili]

HEY FOLKS ITS OK

I am only gonna take one dose of something and if that doesnt work one dose of something else. I want to stay healthy, but I am really feeling weak from lack of food and so tired from lack of sleep. One thing just leads to the other and I know if I sleep soundly for just one night, it will really help. My mobile battery ran out while I was on the phone to the manager, they phoned me at home. I have got to go and see them tomorrow, they even offered to give me the drugs tonight, but I just cannot go back there now and wait again at the chemist, I almost collapsed today. Their attitude changed damn quick, tomorrow they will get the lot.

Please dont worry I will be sensible, I have kids counting on me.

LILY

[scaredkez]

lily you really need to rest and eat, DD sends her love we have each others IM and talk off board we wondering if you had one
kerri

[Dominic]

Lilly disconnect the phone and get some rest one thng you can get is a call minder device that displays the nuymber of the caller and if you do not recongnize the number do not answer.

Take care.

[Mr Loadsofbills]

I have the BT two telephone number feature, it's quite cheap to employ. The other telephone number has a different ring sequence, even tho it's the same telephone line. I utilise a fax printer which recognises the ring sequence of the other telephone number.

If the creditors start to annoy me I'll switch the fax printer onto the other line and inform my friends and family to call the other telephone number.

The creditors will soon get sick of listening to fax tones. [:D]


More bills than pence.

[freelili]

Hi and Thanks guys

I do have caller ID, but I wanted to explain my new situation since the DMP to my creditors. I am also afraid of getting a visit. They should all hear from the company dealing with the DMP by early next week so I will check before I answer. It doesnt seem to matter how much you explain things, they are paid to stress a payment out of you and I just got weary and let it get on top of me. I have actually slept for six hours solid and although its only 3 in the morning I am feeling so much better.

LILY

[lessie1]

hi..lily,,

good day..to you.. our IVA has been accepted last 8th of January and will start paying via standing order this coming 1st of February, 2008..

But... before that we have the same story,i meant about the creditors,the bills that coming out from the mailbox,,it was an awful feeling.PHONECALLSSS never ever stopped until i have decided to disconnect all the line..and even my husband,my friends were wondering why our phone just kept on ringing no one answering their calls,,and when my husband doesn't have the idea yet about the problem i got into before IVA on saturdays and sundays he is always home coz no work..i felt like i was a crazy woman scared that he would find out,what i was doing was wait for the letters to come and if they do connect the phone lines i always make sure i will answer the phone first,,it was a very stressful moments..and i did feel ashamed of the world as well as if no face that i could show to evryone even to those whom i don't know and no relation to me.
but all of those if i should say paid off when i have decided to go for an IVA and told my husband about my situation,, few demands from the creditors still kept coming and phone calls but they do lay low until no bills no phone calls when i have told them we are setting up an IVA

and..to the fact as well that i found this lovely forum in where the people are the same as boat as me who served as a shoulder to cry on,,helped me moved on,,with their neverending and heartful advises,,everytime i do have question in mind or somthing bothering me i always ran to this forum,,and it do really feels great once someone has listen to your problem..

as what evryone says in this forum it is not the end of the world and at least you did something to sort out your borrowings then that is the first step and creditors hopefully at least a little happier to know that you are doing something about it to pay them back,,never mind of not being them HAPPY AS HAPPY , a little one will do...

so keep on coming back to this forum and if you have questions experts are here to answer it....

lss

[scaredkez]

lily so pleased you have managed to get some sleep and hope you are feeling better today
kerri

[DebtDummy]

Lilly, so glad to hear you got some much needed sleep. You had me worried there my sister-in-debt. Solid sleep is important as that is the time our bodies use to heal;and our minds to rest. The whole situation does sometimes feel as though it gets on top of us, but we perservere.

lessie 1, happy to here of your IVA being accepted! What a relief it must be for you. In hindsight, you realised that trying to hide your indebtedness from your beloved was a bad move,but that is all behind you now. Now, you can focus on your relationship with him and move forward into a debt free future.

It's nice to know that we helped you maintain your sanity through a very tumultuous time. I myself have ran here seeking answers to my questions;and I always received very good advice.

You are right. We are in the same boat and we do support each other. It's because we are experiencing the same emotions to the same problems and we do not judge one another. No name, blame and shame here.

We are good at beating ourselves up over our debt problems. Aren't we? That is why we come here very often in tears and at all hours of the day. We find acceptance and understanding. We come here to build each other up.

Lessie 1, continue to post please. Let us know how things move along. The best to you and your family.

All I have left is my humour.

[freelili]

Hi Guys,

Yes am feeling much better, the thing was I think that at the end of the day I kept thinking about mom. If I had just stayed half hour longer that day, it was foggy, so I left a little early, text me when you get home, she said, I did, but she didnt reply. Did she suffer? was she scared? Should I have known? I went through every detail of her last day, night after night after night. Last night I just let it all go. I dont think she suffered, I may not have been able to save her. She looked peaceful, I just let it all go and I needed to.

Slept soundly until 3 then awake til 4 went back until 8, My son woke me asking if I could get some mouse flavour cat food? It makes sense to him. Anyway, been to doctors got my happy pills.

I need your positive thoughts now MOT today oh please dont let it cost too much. You really helped last night guys, I am soooo grateful, sooo grateful. Hope you all feeling good and ready to fight another day, I am. Good Luck lessie Keep it up.

Love to all



LILY

[Skippy]

Oh Lily, I am glad that you are grieving for your mum, but please don't keep thinking about what might have been. I often think that I wasn't there with my dad when he died (he died in hospital, but was terrified of hospitals), but when I am thinking about it rationally I truly believe that he waited until my mum and I weren't there as he didn't want us to be there, to save us from the distress. Like you, I had no way of knowing what was going to happen to my dad - although he had been taken into hospital the day before it was because of a bed sore caused by him not being able to move due to his MS.

Your mum must be so proud of you - you are taking steps to sort your life out, and you are a great mother to your lovely children.

I'm glad you've got your pills, and I think that is an excellent idea from your son - maybe you should patent it and make your fortune that way!

Good luck with the MOT - I've got everything crossed for you xxx

Three down, fifty seven to go until freedom!

[freelili]

Hi Skippy and Thanks
Yes I feel I have turned a corner, yes I am grieving but I am not going torture myself anymore, it just wont help me. I have to say the Doctor was brilliant. When someone who is expected to die, does so from an illness, its a kind of closure from the illness and the grieving begins, the patient is no longer suffering. When someone dies suddenly who is not ill and is not expected to die, instead of their being closure at that point it sort of opens all of these why's what ifs and all that. Both cause shock and its right what you say many people will die alone, thats what the doctor said. I have to see her every month now so that I dont lose too much weight and stay as emotionally well as I can, told her about the debts too,moving house and they know about the children. Just hope they dont chuck me off their books, I am so much further away, didnt tell her that bit.
MOT was cancelled they were overbooked, its on Tuesday now, more time to send positive car vibes.

Skippy I know youre going through all of this yourself and I wanted to say, dont try to be too brave, youre strong but you are not superwoman. I tried to be that with my childrens problems, the debts and my job and look where I am now? I should have ask for help so much sooner.

Love to all thanks for your lovely support.

LILY

[Skippy]

Thanks Lily. It's strange, when my dad died I could rationalise it as he had been ill for so long and it was a release from the pain. I can't do that with my uncle. I know he hasn't got long, and I can't get my head around it - he had never been ill in his life until a couple of years ago. Like I said once before, I will never get over losing my dad, but I can talk about him now and laugh at the things he said and did. The hard bit is going through it again with my uncle - as my dad was ill when I was a kid, 2 of my uncles were like extra dads to me, and he was one of them.

It really puts money problems into perspective. I know we all worry about money and what is going to happen to us, but at the end of our day our health is so much more important.

Regarding your doctor - I moved ages ago, but only changed doctors last month and that was my choice. My boyfriend moved 5 years ago and didn't change doctors until about 3 years after that, so fingers crossed you'll have the same luck x

Three down, fifty seven to go until freedom!

[freelili]

May be you are greiving for your Dad through your uncle. My Dad died ten years ago from cancer, two weeks after diagnosis, I was actually closer to him and missed him. I was really angry, he was so young, but I seemed to cope better knowing he was free from pain, he never had a days illness and hated hospitals.

Losing mom was a complete kick in the teeth, but I dont feel angry, just incredibly alone and sad. She was the one I turned to, good news and bad, everyone out there seems to look just like her, also.
I was a bit annoyed with her on the day I found her, I was busy and there she was (sleeping) until I realised. I feel too young to have lost them both. Maybe I will meet a nice partner like yours. He sounds just great.

My thoughts are with you skippy, believe me, I feel for you.

Love to you and yours

LILY

[Skippy]

I think you're right Lily. I love my uncle so much, and I have cried more for him than I did for my dad - I think I am crying for both of them.

What you are feeling for your mum is natural. I was a late baby - my mum thought she couldn't have children, and was 43 when she became pregnant with me. I think I was a bit of a shock to them really! They were brilliant parents (mum still is), and although I had a strange childhood (dad was ill from when I was 4 to when he died and mum had to look after him), it was a happy childhood, especially as we come from a close family, and my uncles and aunts helped look after me.

Dave is great - he has been such a great support to me. He is 20 years older than me, but doesn't act it and we've got a lot in common - except football teams! That's the one thing we disagree on!

I am so pleased I found this forum - there are some really lovely people on here. Thank you for your support.

Love Tracey

Three down, fifty seven to go until freedom!

[DMB42]

Lily,

Have just read this thread after posting a reply to your previous thread. You sounded so happy. Am so sad that you feel so tired and at the end of your tether now. It's like being on a roundabout that's out of control and is going too fast to jump off.
You will come through this....it just seems dark now, before the light.
TAKE CARE.
DMB 42
xxx