I was in a DMP at the time and it had to be an IVA for me if I wanted to keep my house.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Seems funny trying to remember my thought process and actions at the time. I must have been an absolute wreck but don't remember much about it. I didn't make a rational decision as such...I just grabbed the first lifeline and determined to make it work. Anyway, the post doesn't scare me witless anymore so I'm pleased with my choice!!
Funnily enough the post didn't upset me that much, I just used to sit down and write back to them telling them I would only deal by mail and not phone - not that it made any difference though!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk