I am just wondering if I will be able to rent though an agent if I am on an IVA .

Get expert opinion. This is the place for new questions to be posted.
4 posts Page 1 of 1
 
 

Barbara.27

User avatar
Posts: 2
Joined: Tue Mar 11, 2014 2:26 pm

Post by Barbara.27 » Fri May 30, 2014 8:46 pm
I am just wondering if I will be able to rent though an agent if am on I iva . I have got an year and half left on it I have applied for to properly with agent and put on my form that I have an iva . Both have not been expect but both say other people apply first . Just wondering if there just saying that
 
 

kev59

User avatar
Posts: 775
Joined: Thu Sep 22, 2011 8:03 am
Location: United Kingdom

Post by kev59 » Fri May 30, 2014 9:18 pm
I have just went though a agent and have my F&f.
but sill had to pay 6 months rent upfront.
good luck.
IVA now over with and it was worth it.
now starting my life again,
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Sat May 31, 2014 4:19 am
I think you will need to source a private landlord if at all possible. When in our iva we had to pay upfront for six months and then in six month chunks thereafter ..... It was sourcing the six months that was the hardest.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Alimay

User avatar
Posts: 18
Joined: Fri May 10, 2013 9:36 am
Location: United Kingdom

Post by Alimay » Wed Jun 04, 2014 11:49 am
When we were looking for a new home to rent, we were very open and honest with the property agent about our situation. We obtained a letter from our IVA company stating that we were up to date with our payments and that they had no objection to us seeking to rent the place that we wanted. The property agent spoke directly to our landlord and told them our situation and our landlord was ok with us taking the property.

The property agent still did a credit check even though they knew we would fail it. I assumed they wanted to check what we had told them against our credit record to ensure we had not told them any untruths.

Some agents are fine about the iva and others are not. Good luck with your property search.
IVA accepted 18 March 2011, we have paid our final contribution on 1 June 2014.
4 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”