i am officially solvent again

Get expert opinion. This is the place for new questions to be posted.
16 posts Page 1 of 2
 
 

molly16

User avatar
Posts: 350
Joined: Mon Sep 03, 2007 5:23 pm
Location: United Kingdom

Post by molly16 » Tue Dec 13, 2011 11:57 am
6 full long years. last payment made 30th november, certificate of completion recieved this morning. thank you clear debt.
for all of you starting out , its a long road but well worth it . we had the mortgage clause but couldnt remortgage so paid an extra 12 months.
we have reached many milestones along the way , kids started school, son joined army but you know money wise i have never regretted our decision for an iva , the best thing we ever did.
so for all of you on this journey there is an end to it , takes time to get there and its well worth the relief and the end result .
cant belive we have certificate so quickly.
shame ive just had a £2000 car bill , il have to start saving !!!

we never foundd this site til a few years into iva wish we had but there are many ppl on here with brill advice, im sure i will still pop in .

happy xmas to all of you .

molly .xxxx
 
 

littlefi

User avatar
Posts: 1022
Joined: Tue Apr 05, 2011 7:21 pm
Location:

Post by littlefi » Tue Dec 13, 2011 11:58 am
Congratulations! Bet that feels amazing!
"It is never too late to be what you might have been"
Fiona
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:

Post by Adam Davies » Tue Dec 13, 2011 11:59 am
Hi Molly

Great post..............you are now officially debt free !

Regards
Andam Davies
 
 

molly16

User avatar
Posts: 350
Joined: Mon Sep 03, 2007 5:23 pm
Location: United Kingdom

Post by molly16 » Tue Dec 13, 2011 11:59 am
i think i could cry ! i cant believe its over , heres to rebuilding our credit rating , with experian im showing as fair , so theres a start
 
 

kazzafunk

User avatar
Posts: 4749
Joined: Sat Mar 19, 2011 6:47 pm
Location: United Kingdom

Post by kazzafunk » Tue Dec 13, 2011 12:12 pm
V pleased for you Molly - time to celebrate (after you've paid for the car!!)
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

kallis3

User avatar
Forum Expert
Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue Dec 13, 2011 12:12 pm
Congratulations Molly.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

artemischild

User avatar
Posts: 852
Joined: Tue Jun 01, 2010 11:04 am
Location: United Kingdom

Post by artemischild » Tue Dec 13, 2011 12:36 pm
YAYYYY another bit of good news, phew its all go today!!

Heres to your bright and debt free future Molly, many congrats!

Arty
)O(
IVA completion and certificate received 08/10/2012!!!
 
 

bic

User avatar
Posts: 140
Joined: Sun Dec 28, 2008 9:50 pm
Location: United Kingdom

Post by bic » Tue Dec 13, 2011 12:36 pm
well done and good luckxxx
56 payments down 4 to go
 
 

herbekj

User avatar
Posts: 553
Joined: Mon Aug 17, 2009 4:09 pm
Location: United Kingdom

Post by herbekj » Tue Dec 13, 2011 12:58 pm
Congratulations, having got my certificate yesterday I know exactly how you must be feeling today!
Last Payment - November 2011 - Completion Certificate received 2 weeks after last payment, Removed from Insolvency Register within 4 weeks after last payment.
 
 

lem

User avatar
Posts: 2753
Joined: Tue Nov 09, 2010 9:56 am
Location:

Post by lem » Tue Dec 13, 2011 1:02 pm
great news Molly and merry christmas to you xxx
 
 

animaleyes76

User avatar
Posts: 1207
Joined: Mon Apr 07, 2008 11:35 pm
Location: Czech Republic

Post by animaleyes76 » Tue Dec 13, 2011 1:42 pm
Congrats. Got my completion certificate about a week ago so i know how you are feeling.

Enjoy :o)
 
 

Ivaniva

User avatar
Posts: 138
Joined: Sat Jul 16, 2011 3:56 pm
Location: United Kingdom

Post by Ivaniva » Tue Dec 13, 2011 4:00 pm
Congrats Molly that's brilliant news.
Animaleyes I missed your post on your completeion. That was very quick from GT. Mine has just been progressed for closure.
So fingers crossed!
Final payment made Dec 2011.
Certificate of Completion arrived 26th Sept 2012
 
 

plasticdaft

User avatar
Forum Expert
Posts: 9562
Joined: Wed May 21, 2008 12:45 pm
Location: United Kingdom

Post by plasticdaft » Tue Dec 13, 2011 5:23 pm
well done molly,great news,shame about the car bill!!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Tue Dec 13, 2011 5:41 pm
Well done on finishing your journey. You can now rebuild your lives and plan ahead - a fresh start ! Have a great Christmas and well done Cleardebt for getting your certificate to you so quickly.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Rod Newman

User avatar
Posts: 310
Joined: Mon May 16, 2011 8:10 pm
Location: United Kingdom

Post by Rod Newman » Tue Dec 13, 2011 7:55 pm
Well done on completing your journey. Look forward to the future in a positive light
Rod
Most day's you feel like the statue but just once in a while you get to be the pigeon!
16 posts Page 1 of 2
Return to “Ask IVA Forum and Industry experts”