hi i have a secured loan that me and my exhusband took out but i have taken over the mortgage and loan with my new partner i am not in arrears with my mortgage but am struggling to pay the loan as i have other debts to which i think is about £15000 i am scared of losing my home.
Hi and welcome. Am I right in thinking you want advice about your unsecured debts which total £15K? I read and re read your post and wasn't too sure what your question was.
Perhaps you could post some information as to your creditors and the breakdown of your debt so one of the experts, who I am sure will be along shortly, will be able to help you!
As far as losing your home goes..I talk from experience when I say the thought rather than the actuality of it is far, far worse.
I am much happier, calmer and settled in my rented home than I was with a mortgage and secured loan around my neck.
There really is light at the end of the tunnel. I wish you all the very best...do keep posting so we can help you!
Hey susandl, welcome to the forum. A technical expert will be along to advise you so hang in there. Have you discussed this with your ex-husband at all? As Angelrainbow has said it would be helpful if you could post a few more details of your circumstances and debt X
Is your ex-husband still responsible for the secured loan, or was this also transferred to your new partner? And does your ex-husband still have a financial interest in the property - ie is he still named on the deeds as an owner?