I & E - can we keep what we don't spend?

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lizziej

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Post by lizziej » Sat Sep 22, 2007 5:34 am
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Just entering into our firs I&E payment and have a question -we have been allocated a set amount for each essential piece of living - if something doesn't cost as much as we have been allocated what do we do with the balance ?
Last edited by lizziej on Sat Sep 22, 2007 2:50 pm, edited 1 time in total.
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catullus

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Post by catullus » Sat Sep 22, 2007 2:53 pm
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Keep it!!!!
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MelanieGiles

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Post by MelanieGiles » Sat Sep 22, 2007 2:54 pm
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Save it for a rainy day!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
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Regards, Melanie Giles, Insolvency Practitioner
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mikebdomain

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Post by mikebdomain » Sat Sep 22, 2007 2:59 pm
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buy northern rock shares !! [:D]

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Last edited by mikebdomain on Sat Sep 22, 2007 2:59 pm, edited 1 time in total.
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lizziej

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Post by lizziej » Sat Sep 22, 2007 7:05 pm
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Thanks - I hoped you would advise that - however my IP in the midst of my excitement on Tuesday being told the IVahad gone through I am sure told me that I had to hand it over -don't really want to ask the question again - whilst the IVA was being prepared I was told by the IP that we could keep it - just on Tuesday I was told differently by the IVA mtg clerk - should I keep quiet or ask again??
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MelanieGiles

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Post by MelanieGiles » Sat Sep 22, 2007 8:33 pm
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It does not need mentioning again.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
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Regards, Melanie Giles, Insolvency Practitioner
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pixie

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Post by pixie » Sat Sep 22, 2007 8:35 pm
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Hi Lizzie
The expenditure isn't set in stone. what you save on one thing will no doubt cost more on another. It's your's to do with as you wish.
If I stuck to my expenditure rigidly my cats would be skeletons but I would have lots of credit on my mobile that I never use!
Pixie
'Welcome to where ever you are, this is your life you've made it this far, welcome, you've got to believe right here right now is exactly where you're meant to be'
IVA started may 07 ended dec 08
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Adam Davies

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Post by Adam Davies » Sat Sep 22, 2007 9:14 pm
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Hi
How are those shares doing Mike ?
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Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

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Andam Davies
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mikebdomain

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Post by mikebdomain » Sun Sep 23, 2007 8:40 am
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[:D] down to 1.94..... [:I] I still have faith

FREE ADVICE IS THE BEST ADVICE

LEYBRIDGE LIMITED
Mortgage Broker
Specialising in adverse credit.

see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf
LEYBRIDGE LIMITED
Mortgage Broker & Mortgage packager
Directly Authorised Firm FSA No:313790
CeMAP 1,2 & 3 qualified
F.P.C 1,2 & 3 qualified
Financial Planning Certificate
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Adam Davies

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Post by Adam Davies » Sun Sep 23, 2007 6:10 pm
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Hi
LOL,never mind Mike,you can,t win them all......stick to the mortgage business
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Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
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