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ricbro

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Post by ricbro » Sun Apr 05, 2009 12:06 pm
I am just going through my proposal and checking over the I & E list before I send it back, can you ask for some allowance for entertainment i.e. going to the cinema etc?
 
 

kallis3

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Post by kallis3 » Sun Apr 05, 2009 12:30 pm
I think you can have a social allowance but not sure how much you can claim.

One of the professionals will be on later with a bit more information.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

ricbro

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Post by ricbro » Sun Apr 05, 2009 12:36 pm
Cheers Jan.
 
 

MelanieGiles

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Post by MelanieGiles » Sun Apr 05, 2009 1:02 pm
Under current CCCS guidelines, the allowance for Sports, Hobbies and Entertainment is £16 per month for a single person, £21 per month for a married couple, and £11 per month for each child.
Regards, Melanie Giles, Insolvency Practitioner
 
 

plasticdaft

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Post by plasticdaft » Sun Apr 05, 2009 1:09 pm
Wow,£21 a month wouldnt even get me into a footie match on my own never mind with my son!!!
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

ricbro

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Post by ricbro » Sun Apr 05, 2009 1:12 pm
Thanks Melanie, will they be able to add this to the list or will it have to be drawn up again for us to sign, I am conscious of timescales in doing this and I really want to get underway.
 
 

kallis3

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Post by kallis3 » Sun Apr 05, 2009 1:13 pm
I'm afraid my entertainment these days is the internet and Sky!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

ricbro

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Post by ricbro » Sun Apr 05, 2009 1:14 pm
You're lucky, you've got Sky.
 
 

MelanieGiles

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Post by MelanieGiles » Sun Apr 05, 2009 1:14 pm
I would have thought they ought to have already made an allowance for this - haven't you had any discussions with the IP yet as to affordability, or to run through the figures and the proposal itself with you?
Regards, Melanie Giles, Insolvency Practitioner
 
 

ricbro

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Post by ricbro » Sun Apr 05, 2009 1:15 pm
No, the proposal only came on Saturday (yesterday), there isn't anything included for entertainment, I will ring them up on Monday before sending it back.
 
 

MelanieGiles

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Post by MelanieGiles » Sun Apr 05, 2009 1:17 pm
Where did they get the information from to be able to put a proposal together for you? Have you actually spoken to anyone at this firm before?
Regards, Melanie Giles, Insolvency Practitioner
 
 

Max

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Post by Max » Sun Apr 05, 2009 1:19 pm
Melanie- in case you are looking in (I've posted elsewhere but you may not see it) I gave the SVP the print out and they were really pleased about your comment re gesture. By the way - they liked the photograph - the SVP member I gave it to thought that a woman in your profession would have far more understanding than a man!
 
 

MelanieGiles

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Post by MelanieGiles » Sun Apr 05, 2009 2:05 pm
There are many people who would say the same thing David!!!!
Regards, Melanie Giles, Insolvency Practitioner
 
 

ricbro

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Post by ricbro » Sun Apr 05, 2009 2:41 pm
MelanieGiles wrote:

Where did they get the information from to be able to put a proposal together for you? Have you actually spoken to anyone at this firm before?
Yes, I've spoken to them a few times, it's just that nothing has been allowed/put down for entertainment, that's why I was asking before I send the papers back, asI have said on another post I think there are 1 or 2 items on the list that need adjusting slightly.
 
 

kallis3

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Post by kallis3 » Sun Apr 05, 2009 2:44 pm
Make sure that you put down everything you spend, otherwise you may find that you struggle.

If you put it down, the IP can only ask you to reduce the figures or take it out. If you don't put it down then you will struggle.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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