You really need to tell your IP what you actually spend, and they will let you know if it is within the guideline expenditure.
We are no longer allowed to provide copies of CCCS guidelines to third parties, as CCCS believe these lead people to say they are spending more than perhaps they are - I struggle with this as the allowances are rather meagre in the first place, but I am afraid that we have to abide by the rules.
thanks anyway melanie
does any member have a copy of the guidlines already and could e-mail me.
i dont want to claim for anything i dont actullay use but dont want to go short either.
i dont know if things like breakdown service (aa,rac)are allowed but seeing as i drive 94 miles each day to work that would at least give me peace of mind if i breakdown
just little things like that
cc received 6th January 2014 now upwards and onwards
Just put everything down, as Melanie says, they can only refuse it or lower the amounts.
Far better that than wish you had included it later on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I will get the main guy at Payplan to review this locko.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
If you go into the CCCS website and undertake their debt remedy plan, this will give you their guidlines as you complete the plan. It is also a good tool to use as a memory jogger for things you might not have accounted for
I believe if you try it a few times you'll find out what the max is.[:D]
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Hi Locko
In order for me to look into this for you and go through all of the expenditure guidelines with you, I would need you to call the office and request to speak to myself.
I will then review your case fully for you and see what we can do to get you through the IVA comfortably.
