I&E form

[David Mond]

£930 down to £300 would require a variation and a detailed analysis of the why's and wherefores. This is a 2/3rds reduction. Am I missing something here?

[Julie]

Mortgage rise of £230 plus car lease £304 per month. This on top of we were always struggling with payments anyway and I had to borrow a small sum off family to help repair car. A sum that has to be repaid and is in my expenditure.

I agree its a big decrease, but we have to lease the car or hubby cannot work. I strongly believe the original payments were too high and regret accepting the proposal. Our own fault I know.

[MelanieGiles]

Circumstances do change, as you have described, but hopefully the anticipated reduction in interest rates later this week may help with the mortgage payment at least.

[Julie]

Every little bit will help Melanie - I hope it gets resolved one way or the other soon. Its so stressful on top of work and everything else.

Thanks for you advice xx

[orchid5]

Hi swan's lovely pic btw, i so hope you get sorted one way or the other, fingers crossed that you don't have to give to much over.

[David Mond]

From what you state a variation appears appropriate - push your Supervisor on this when you meet. Let us all know how you get on.

[Julie]

I will be pushing for it David, it seems as though this will be done over the phone/emails as it doesn't appear Accuma do face to face meetings.

[MelanieGiles]

I don't see why not - contact your IP directly and ask why? I cannot see their regulatory body being too pleased to learn that they will not meet their clients!

[Skippy]

I was with Accuma and I didn't realise that I could speak to my IP, let alone have a face to face meeting with them!

[Julie]

I'll let you know - the IP is on leave until Monday, but to date I have only received 1 email from him. Everything seems to be passed to a member of the team.

I'm keeping positive, who knows they may come back with the result I want. If not I will insist on speaking to the IP himself and it will be a face to face meeting, but I'm trying not to go down the what if route...yet.

xx

[David Mond]

If he won't meet you let me know - I'll guarrantee he'll meet you!