Hi Whichwaynow and welcome to the forum. I have no personal experience of Grant Thornton, but from what I've heard from the forum you are in good hands with them. I cannot comment whether your creditors will accept the full and final offer, but your IP would not be putting this forward if s/he didn't feel it had a good chance of being accepted. Don't forget, if it's not accepted, they won't get paid!
To be honest, once you stop making the payments to your creditors the phone calls will start. Be polite but firm with them, and refer them to your IP.
MBNA were one of my creditors and they were a nightmare - they kept phoning me, and were quite rude. When it came to my creditor's meeting they didn't vote. I also had Natwest, who were very polite professional and voted yes. Egg were also ok, and Egg loans didn't vote, whilst Egg credit card voted yes!
Don't apologise for the questions, that's what the forum is here for. Just post whenever you have a question, and good luck.
Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.
View my blog at
http://skippy13.blogs.iva.co.uk/
