I have in my hand a piece of paper...

16 posts Page 1 of 2
Post Reply
 
 

YorkshireLad

User avatar
Posts: 17
Joined: Sun Aug 04, 2013 10:09 pm
Location: United Kingdom
Post by YorkshireLad » Fri Oct 18, 2013 7:59 pm
Quote
Actually, several bits of paper to read and digest, including two copies of the Certificate of Due Completion.

So huge thanks must go to Sue Clay, Laura Service and everyone at PJG Recovery who have had to cope with me over the last four and a bit years. If you're looking for a recommendation, they'd be mine.

Special thanks too to the creators and sellers of PPI policies [:o)] without whom I wouldn't have been able to claim so much back and end my IVA early, paying 100% and with quite a bit left over to boot.

And now... we may allow ourselves some small celebration [:D]

Gary
Top
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:
Post by Shining » Fri Oct 18, 2013 8:14 pm
Quote
Result, well done and a great achievement 100%...enjoy your debt free life and allow yourself some small celebrations or whatever you choose you deserve it.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Top
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Post by luluj » Fri Oct 18, 2013 8:30 pm
Quote
Great news .... Enjoy your celebrations xx
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
Top
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:
Post by MelanieGiles » Fri Oct 18, 2013 10:40 pm
Quote
A brilliant success story for you Gary, and although you were not my own client, I am very pleased that you instructed my firm to act for you. I have been following your journey with Sue over the last few weeks, and we are so proud of your achievement in returning a full return to your creditors.

Very best of luck from all of us at PJG for the future.
Regards, Melanie Giles, Insolvency Practitioner
Top
 
 

wiggle1

User avatar
Posts: 600
Joined: Fri Jan 27, 2012 7:09 pm
Location: United Kingdom
Post by wiggle1 » Sat Oct 19, 2013 12:37 am
Quote
Congratulations, enjoy your debt free life.
Life after IVA is wonderful.
Top
 
 

TheArtist

User avatar
Posts: 555
Joined: Sat Nov 17, 2012 4:41 pm
Location: United Kingdom
Post by TheArtist » Sat Oct 19, 2013 3:17 pm
Quote
Well Done Gary. Now enjoy yourself. A can is chilling as we speak.
Completed IVA - August 2012 pheeeeeeeeeew
Only my opinion - Nothing More Nothing Less
Top
 
 

Struzzo39

User avatar
Posts: 1820
Joined: Sun Jan 24, 2010 5:56 pm
Location: United Kingdom
Post by Struzzo39 » Sat Oct 19, 2013 3:27 pm
Quote
Fantastic
Steven & Debbie
Top
 
 

YorkshireLad

User avatar
Posts: 17
Joined: Sun Aug 04, 2013 10:09 pm
Location: United Kingdom
Post by YorkshireLad » Sat Oct 19, 2013 8:27 pm
Quote
Thanks everyone. First order of business was a cup of Yorkshire Gold, second was to look at getting a cash ISA - the tax due on the 8% simple from all those claims pushed me over the 40% boundary. You couldn't make it up!
Top
 
 

kev59

User avatar
Posts: 775
Joined: Thu Sep 22, 2011 8:03 am
Location: United Kingdom
Post by kev59 » Sat Oct 19, 2013 9:11 pm
Quote
Great News for you, well done.
I know 1st hand what a great company and IP you had behind you.
IVA now over with and it was worth it.
now starting my life again,
Top
 
 

Fletch2204

User avatar
Posts: 254
Joined: Thu Aug 11, 2011 8:01 pm
Location: United Kingdom
Post by Fletch2204 » Sun Oct 20, 2013 3:24 pm
Quote
eh up lad.... gi yer head a shake.... Congratulations from me!!
I'm Walking On Sunshine, Yeah-Yeah...........

Katrina And The Waves
Top
 
 

clairemichelle

User avatar
Posts: 290
Joined: Tue Jun 11, 2013 5:55 pm
Location:
Post by clairemichelle » Thu Oct 24, 2013 4:19 pm
Quote
Hi Yorkshire lad

Just saw u got ur cc. Great news. I got mine too this week. Onwards and upwards

Cm x
Iva payments complete 5sept13. Cc dated 15oct13
Top
 
 

YorkshireLad

User avatar
Posts: 17
Joined: Sun Aug 04, 2013 10:09 pm
Location: United Kingdom
Post by YorkshireLad » Thu Oct 24, 2013 11:50 pm
Quote
Thanks Claire. Mine was dated 15th October as well! It's a good feeling, isn't it?

Gary
Top
 
 

marie_68

User avatar
Posts: 8
Joined: Sun Feb 24, 2013 7:19 am
Location:
Post by marie_68 » Fri Oct 25, 2013 11:08 am
Quote
hello! I got my certificate of due completion of my IVA and the final report..is this it!!!am i really debt free??whats next...what happened to my credit scoring??will automatically clear?
Top
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Fri Oct 25, 2013 11:45 am
Quote
Well done, Marie -- have a peek here:

http://www.pjgrecovery.com/clean-up-credit-rating
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

Kelly O

User avatar
Posts: 1089
Joined: Wed Mar 07, 2012 2:52 pm
Location: United Kingdom
Post by Kelly O » Fri Oct 25, 2013 2:22 pm
Quote
Congratulations to you all on completing your IVAs :-)

You can all refer to the above link for further information on clearing up your credit files, there is also a template letter to assist.

All the best for the future
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
Top
Post Reply
16 posts Page 1 of 2
Return to “a success story”