Post
by
mgf » Sat Aug 18, 2007 10:11 am
Oliver, Thank you.
I do know that once you got a new addition tax credit and child benefit goes up. Plus every year council tax, rent, and other household utility bills. But as what you have advised here, that you got to make the figures right when making expenditure otherwise, it will go wrong.
This guidelines are very important as they will make your life less difficult when dealing with your day to day expenditure. If your budget is comfortable enough to stretch every month then you know that you have a successful solution to your debt problem in the first place.
What is the purpose of yearly review? When at the same token you don't want to change monthly contribution that is agreed. Perhaps they just have a review unless there is a request from the creditor if the circumstances is really bad.
I can understand that they want to know everything that comes in when it comes to money as they can have 50% of either your overtime or bonus. That is why, I don't let my husband do overtime as half of it goes to tax, i'd rather let him spend time with the children and rest when he can.
Since having IVA we received letter from different company who offers you a better solution than IVA, are they genuine options?
For Info: (In case this will help others who have IVA)
Xit debt ;
debt dr
hampton trust
Which offers help to either reduce your payment or change term or even remove your debt in total.
Thank you Andy, Oliver, Melanie and Julia.
Regards,
Maria
