Hello TC7,
As the others have said, congratulations on taking the first step.
We have some reviews on Kingsgate Insolvency at
www.IVA.com (but not on Church Wood Financial unfortunately) which may be useful for you.
We also maintain a list of IVA firms and IPs which might be useful if you do choose to seek advice from several firms as Tracy suggested.
Good luck and please let us know how you get on.
Kind regards,
Terry Balfour
IVA.com
IVA.com - Comparing IVA firms by using consumer feedback.
Please rate your IVA firm or Insolvency Practitioner by reviewing them here:
http://www.iva.com/submit_iva_review.asp