I completed my IVA in October 2010, and have received my final chairman's report etc etc in December. As it has been 3 months since closure, and I haven't received my completion certificate, am still appearing on the Insolvency Register etc etc, I thought I'd email and find out what was happening.
They got back to me really quickly, but to say that my completion cert would be a further 3-6 months!! Is this normal for GT? Most of the posts I have seen on here state 9 - 12 weeks total, so to take 9 months in total seems to be a bit of a joke.
Could any posters shed any light? Or if anyone from GT could pick this up for me I would really appreciate it.
I know that a lot of posters have been experiencing delays with their completions certificate coming through.
Keep pestering them and ask why it is going to take so long. They should be able to give you a reason why.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hmmm --- usually 6 months is the maximum (in fact my proposal states a maximum 6 months for administration). Problem is that it isn't all withing the IP's control --- they have to await the creditors furnishing final claims and tieing all the loose ends up.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I had a variation meeting on 28th October 2010 to conclude my IVA with a full and final. it was accepted and the funds were sent within a few days. I emailed GT last week just to see how things were going and after first receivng an obviously standard reply about it taking 12-16 weeks I asked where exactly my case stood. To my amazement I was told in an email that my case had been pased to the closure team on 4th January!!! I will be calling them tomorrow to find out why it took so long when they had the money in their acccount no later than mid November. The only saving grace is they have confirmed that they have all claims in from the creditors. Apparently they need to calculate the return - I can do that with a calculator - why is it going to take them 12 weeks!? I know that my IVA will stay on my record for a long time yet (July 2014) but I really want the completion certificate so I know that it is all done and dusted.
Hopefully I will get a some info tomorrow.
Thanks for your responses. Maybe I should contact them again to ask them exactly where in the process my case is. I guess I should firstly ask if all the claims are in!
Just feels like it's dragging on way past what I was expecting, and from your post greeneyes, I'm not the only one!
I would have thought that you would have received it by now, I would certainly email them again and insist that they let you know what is happening.
If you get no luck from emailing the office, try your IP direct.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
