i query the amount

[themonkey]

hi there i already have an iva with accuma but belive that
the amount i am giving me is alot more than i should be paying as
even though i know it is sorting my debts out i still query the amount i am giving them! can i change my iva company like a morgatge?
and get a better deal?

[aguise]

Hi monkey
It is near impossible to change your Ip once in an iva, not at all like mortgage companies. If you have problems you need to speak to your comapny and try to see what they suggest and you can do tyo improve things.
Why do you think you are paying too much?

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

[themonkey]

Hi monkey
It is near impossible to change your Ip once in an iva, not at all like mortgage companies. If you have problems you need to speak to your comapny and try to see what they suggest and you can do tyo improve things.
Why do you think you are paying too much?

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

[themonkey]

My living expentitures are not unreasonble but they are more than i have from avalible funds left after my iva has been extracted and the iva was increased by 199 pounds but this will cause a lack of avalible cash to live a decent way of life!

[OPTIMIST12]

Was that an increase of £199 per month? That would scupper most peoples budget. Was it explained to you why your payment went up so much?

[themonkey]

it was because i had hp on a car that was my ex wifes and i npaid for it but no longer have the car as it was broken and now have no car of my own and can't even start to save for a new one!

[iva experts]

As Aguise has already mentioned it is almost impossible to change I.P firms whilst in an IVA. You cannot change companies just because you think you are paying too much, usually changing I.P is due to your particular I.P leaving etc.

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/

[Adam Davies]

Hi
Have you allowed for expenditure to get to work etc ? Have you filled in a new income and expenditure form recently ?
How much in total are you paying now compared to your actual disposible income ?
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[themonkey]

I have asked them if i can fill in a new expenditure but they are so very slow it is frustrating! I didn't include travel to work expentiture!

[iva experts]

Could you call and ask to speak directly with the I.P?

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/

[BECKY]

Hi Im with ACCUMA too . Have you managed to speak to ur ip directly. I had a few problems with admin staff as you dont get to speak to the same person everytime you call. I now have my ips email address and direct line and find him very helpful and he always answers my email in a timely manner.

[Adam Davies]

Hi
You really need to speak with your IP.
How do you get to work ?
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[ray_a]

Looks like the IVA requires to be varied and I would suggest redoing your budget to clearly state all your expenses so one can arrive at a sensible IVA payment!