I took out a loan and then stupidly gambled everything away. Now applying for an IVA.

[Kris.20]

hi kim.m,

Thats great news for you ) I'm now 55 days and will be 58 days clean by the time it is voted on so can prove that , I am also going to counselling of which i have had 2 sessions and 3rd booked in sending statements is fine with me too if that crops up not got any plans of going back down that route ever again... sure there will be questions asked but there is nothing i can do apart from wait and not gamble again ! which i'm fine on both those fronts

Will post back the outcome wednesday if not before as the IP called advising it could be earlier if all votes are received etc

here's to a very important week in my life x

[kallis3]

Good luck Kris - let us know how things are going on.

[watzki]

Good luck Kris fingers crossed for you

[Kris.20]

well its the night before , have such a sinking feeling about this with a tint of what if , what if they say yes .. though tbh to get a 12590 loan ans default before first payment screams a no vote .. 10:55 tomorrow is the meeting so hope to update with the news not much later

kris

[kallis3]

Good luck!!

[recovering]

Good luck! I remember the nerves! whatever happens I am sure there will be a solution for you!

[Kris.20]

thanks peeps... we are about 3-4 hours away now ... sat at work trying to keep busy and the mind focused ... I've made it 2 months waiting so 4 hours should be a breeze in comparison

[kallis3]

I'll bet it will be the longest four hours of your life!!

[Kris.20]

haha yeah it's been an hour.. taking each cig break as an hour down .. so 1 down 2-3 to go very nervous now.. and i "bet" they don't contact me within the hour of the meeting either and just keep me hanging.. tic toc

[Lisa Thomas]

Depending on the voting %'s they may already know the result if some creditors have already submitted proxies. Worth putting in a call to find out....

[Kris.20]

thanks Lisa , just tried to call them and no answer so had to leave contact details .. if sainsburys vote no then it's over as they have over 25% so hopefully they will call back shortly and i will get an idea:)

[kallis3]

I had a call within 15 minutes of my meeting although for my full and final I had to chase them up.

[Shining]

Good luck for today, will try and log on later at work for your update. Fingers crossed here for you.

[Kris.20]

oh that sounds promising .. if thats the case here then I have an hour to wait ... officially starts in 43 min

[Shining]

hoping you hear soonest and aren't kept waiting.