If I ruled the country. [;)]
This is a mad scotsman's ecomonic theory !
Bear in mind I am BR and disillusioned with the credit society
1) You must have 25% deposit for all loans - including mortgages
2) The maximun that you can borrow is annual salary x 2
3) All credit cards must be prepaid
4) any debt in excess of item 2) must be referred to insolvency service
5) VAT reduced to 7.5%
6) Fuel tax reduced to 30p per litre
7) Car tax minimum £1000 pa, motorcycles under 400cc- nil, electric vehicles - nil
50% of all new houses built to be available to rent
9) Railways to be re-nationalised
10) 50% of all energy to be from UK sources.
Och aye - I voted to join the Comman Market not this stoopid EU , I voted for free trade not more people and daft rules.
If you asked me to vote to stay in the EU - I would vote NO - NON - Doh !
Ok thats all sounds draconian and maybe daft but I love a good scrap !
1) 25% deposit means that you have to save .. yep save 1/4 of the price before buying
2) salary x 2 , just watch the property market tumble ! realistically 2 years salary is a lot of money to most people
3) Credit cards -- 29% apr ... are you bloody mad - of course you are .
4) If you owe more than 2 x your salary how are you going to pay it back ? How long will it take?
5) I pay tax on my wages - why should I pay 17.5% tax on stuff that I buy ? This will reduce the price of goods in the shops and encourage business
6) This will really help business, lower the price of goods .
7) yep -- get as many cars off the road as possible, encourage public transport, reduce pollution and congestion , when I was a kid most people didnt have cars - we managed !
The housing market crashed ( see 2 above ), change the culture away from house ownership , its not a bad thing to own your house but its a bad thing when it costs too much.
9) More trains, cheaper tickets, it should cost me less to get a train from London to Aberdeen than it does to fly !
Get folk out of their cars , onto the trains , Beeching should have been shot ! Anyone remember him ?
10) Its daft that this country should rely on external energy,we should be 100% self sufficicent but 50% would be a start .
Did you know that scotland is considering deep mining for coal
The UK coal reserves are massive !
Go on then[}:)] - come up with something better - Ive got my boxing gloves ready !
Pass me another whisky please
Mish
