if we decide on bankruptcy?

[freelili]

Once you fall into the debt pit of shame, you become dehumanised by slime balls, creatures offering their tentacles to 'help' you up. Once they have the remaining pittance in your wallet, they let you go again.

LILY

can it be, I am forever loved and you are watching over from above, isnt faith believing all power is not seen?

[Skippy]

I've just googled 'Stop the Worry' and although the webiste is under contruction they state that they are a free resource - yeah, right!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[Lin]

Thank you for all your answers, we have decided that we are both going to go BR without the help of 'Stop the Worry'. This company by the way rang me and said I had contacted them sometime ago about my IVA, I couldn't remember doing so but have had so many conversations about debt and IVA that I assumed I must have spoken to them previously but maybe that is just their way of getting in the door so to speak, anyway we have informed them that we will not be dealing with them now. We are going to contact the court tomorrow to check if we have to make an appointment and go for it. Many thanks to you all, I will post again soon.
Lin
PS can someone tell me how to change my user name please

It's nice to be important but it's important to be nice