Ihave been advised by cab that a debt relief order was the best option open to myself and my partner.My interview was backin Febuary 09, he advised me tha the DRO process did not come into effect until April 09,so he advised me and my partner not to pay any creditors,which we havent for 6 months. I have made numerous phone calls to hime since April and all he has advised me was to offer £1 a month to all creditors, and the DRO will take a couple of weeks 12 weeks up untill this point. Im totally left in the dark with all this as im not atall financially savvy i belive that he is trying to fob me off. Any help PLEASE.
Last edited by pd004 on Wed Jul 15, 2009 9:48 pm, edited 1 time in total.
You need to push things with him, or speak to someone else.
As long as your debts are less than £15000, you have no house, no disposable income above £50 once your normal bills have been paid and no assests over £300 then you are eligible for a DRO.
They have been in force since April, so insist that you are put forward for one if you fit the criteria.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Shame to see that sort of feedback about the CAB - but I can only assume that they are absolutely inundated with debt problems at the moment.
Bains and Ernst are a commercial organisation, and may be more motivated to process your application on a timely basis. You could also try CCCS or Payplan.
Do we have such things as stickies for important posts like this or somewhere on the site that can have the link,or is it here somewhere already and I havent spotted it???
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
