Hi, Don't be frightened. Post all your information and I am sure there will be the correct solution to your problem given to you from one of the experts on this forum
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
nathan wrote:
im in debt bye quite abit i want help getting out i am trying but no one wants to help, any help
thanks for quick response, im in debt bye bout 20 thousand, my only income is 580mnth this is y im finding it so hard, i owe money on car finance, credit cards, and a huge back date of council tax,
Give me details of all your current monthly outgoings - i can then advise better with these details
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
With such a low income, and having taken account of usual living costs, you may only have a little amount left to service ongoing payments to creditors. Do you live on your own or are you sharing with a partner or spouse? And do you have any assets which would be at risk under bankruptcy proceedings?
I am very suprised that you say you have not been able to find anyone to help you. An insolvency practitioner would be able to have an initial chat with you to discuss options, or you could also try the Citizens Advice Bureau. Whilst experts on this forum are able to give general advice, you really need to speak to someone on a one to one basis who can look at your individual circumtances in greater detail.
As he experts have advised you really need to speak to someone who can give you advice on the best solution. Nothing to be nervous about doing, it is their job. I was scared to death and actually made hubby ring our present company, they were friendly helpful and absolutely non judgmental. You could as Melanie says contact an IP or citizens advice. There is no charge for initial advice.
all the best Nathan and keep posting and let us know how things are going .
