I'm in deep trouble. Harrington Brooks insist on increased payment as wife is not interested in IVA.

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achus007

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Post by achus007 » Wed Apr 22, 2015 6:46 pm
Thanks. I have already sent an email to Harrington Brooks explaining this. Hope I will get a reply soon. I will post the update.
Many thanks All.
 
 

Adam Davies

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Post by Adam Davies » Wed Apr 22, 2015 6:48 pm
Hi

I think HB are correct in answering posts specifically, as has already been said there is no way that anyone can identify an individual outside of the actual IVA company

The actual figures used however need to be checked, using overtime as a calculation for standard income is a recipe for problems in my opinion

Regards
Andam Davies
 
 

achus007

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Post by achus007 » Wed Apr 22, 2015 7:06 pm
Many Thanks Andy, I am expecting a reply from Harrington Brooks on the overtime matter. You are doing big favour through this forum for people like me who don't have much idea about the income calculation during review process. Much appreciated. Thanks again.
 
 

Michael Peoples

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Post by Michael Peoples » Thu Apr 23, 2015 10:01 am
Achus007.
I replied on the other post and we do not increase monthly payments based on overtime. While I did not know the exact case when I previously posted, I have since found out that the poster in question did receive a payrise during the year which is what the IVA increase was based on. The base figure for their overtime and thus the 10% 50/50 rule has also increased so this should work in favour of the client.

I agreed with HB's calculations which seemed to show that your wife was not paying her fair share of the household bills and this was to the detriment of your creditors. This had nothing to do with increasing your payments due to overtime!
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

achus007

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Post by achus007 » Thu Apr 23, 2015 10:04 am
Thanks Michael for the clarification. Much appreciated. Hope I will get a fair reply from Harrington Brooks. Many Thanks
 
 

Michael Peoples

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Post by Michael Peoples » Thu Apr 23, 2015 10:11 am
I am sure you will Achus. Best of luck with your proposal of a full and final settlement.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

achus007

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Post by achus007 » Thu Apr 23, 2015 12:22 pm
Hi All,

I have called Harrington Brooks today. Spoke to Financial Manager of the review team. He was very understanding and assured a fair calculation for my Income. Awaiting the confirmation. Once again Thank you all for the support. I will update the outcome.

Many Thanks
 
 

Lisa Thomas

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Post by Lisa Thomas » Thu Apr 23, 2015 1:12 pm
Good luck Achus007
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

achus007

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Post by achus007 » Tue Jun 30, 2015 2:34 pm
Harrington Brooks so helpful when you are in trouble. My Full and final settlement accepted on 5th June and paid the amount on 13th June. I have
received my completion certificate today that is 30th of June. Unbelievable it took only 2 weeks.The completion department was so helpful. The completion department team leader gave me his direct number & email and completed the process very quickly. Thank you so much the whole team of Harrington Brooks. They have even refunded my last 2 payment. So thankful to my IP and the whole Harrington Brooks team.
 
 

Foggy

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Post by Foggy » Tue Jun 30, 2015 2:36 pm
Excellent outcome. Congratulations.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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