In an IVA but being pursued by creditor

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peterd

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Post by peterd » Fri Nov 21, 2008 1:57 pm
Dear Sirs,
I have had an IVA in operation for over three years, but one particular creditor keeps instructing different collection agencies to pursue me for the amount owed to them, what, if anything, can I do to stop this. I notify each collection agency and pass on details of my IVA number and my supervisor, but some time later I recieve a demand from another agency.
 
 

Shanks

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Post by Shanks » Fri Nov 21, 2008 2:03 pm
Hi Peter and welcome

You should speak to your IP and they should be able to contact the creditor to stop any more harrassment
 
 

Skippy

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Post by Skippy » Fri Nov 21, 2008 2:54 pm
Hi Peter and welcome to the forum.

I agree with Shanks, you need to contact your IP and ask them to deal with this. The idea of an IVA is to reduce the stress, not add to it!

Good luck with getting this sorted out x
 
 

Michael Peoples

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Post by Michael Peoples » Fri Nov 21, 2008 3:19 pm
Hi Peter. I agree with what the others say but it could be a computer generated letter sent from somewhere. Provided you are not receiving phonecalls and threats of legal action it should be nothing other than an irritant. I have found that it tends to be the smallest creditor that causes the biggest hassles and am curious if this is the case for you.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

peterd

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Post by peterd » Wed Dec 03, 2008 2:02 pm
Thanks for the replies, sorry it has taken me so long to post, and yes, it is my smallest creditor causing all the hassle.
As an update, I wrote to the collection agency to inform them that the amount they were chasing is included in an IVA, but this morning I received another standard letter from theminforming me that failure to settle may result in legal action and fees and costs being added to my debt. Do I bother to reply, or just wait for the court papers and enclose a copy of my letter as a defence?
Best wishes
to all.
Peter
 
 

Lisa2009

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Post by Lisa2009 » Wed Dec 03, 2008 2:54 pm
They cant take legal action against you. Your IVA protects you from that.
Ypu really need to get your IP to contact this company and set them straight.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
 
 

jane.l

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Post by jane.l » Wed Dec 03, 2008 3:23 pm
You could get court papers, my hubby did for a debt that was included in his bankruptcy four months previously!
 
 

kallis3

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Post by kallis3 » Wed Dec 03, 2008 5:13 pm
There are a few posters on here who have had legal action started aganst them whilst they are in an IVA. It hasn't gone anywhere, obviously, but it is stressful.

As everyone has said, get in touch with your IP and ask them to sort it out. That's what you are paying them for!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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