in an IVA but I have had to give up work

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flozza

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Post by flozza » Thu Aug 07, 2008 1:45 pm
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Very nervous! My IP is still waiting for my creditors to make a decision......... x x
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Viki.W

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Post by Viki.W » Thu Aug 07, 2008 5:48 pm
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Flozza, any news? X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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flozza

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Post by flozza » Thu Aug 07, 2008 6:08 pm
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Dear forum friends,

Well, I am in total shock and so very relieved at this time....I have just had news that the I have secured enough votes for the variation!! My IP has been brilliant in securing this and come up trumps - I realy thought iT wasn't going to be accepted, but my IP has done wonders! I am still not sure if it is real yet! My IP said to get the funds as soon as possible in order for him to bring this to a close......Is it real?? I fell like it i'm in a dream...

Thank you so much for all of your support, it's helped me through so much... X X
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flozza

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Post by flozza » Thu Aug 07, 2008 6:11 pm
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Dear Melanie and Andy,

Hopefully you have read my last post. I stil can't take in that this is the outcome.

I wonder also, wil my IP send a letter confirming this that I will have to sign when the funds go of and what time scale will it take to close my IVA?

Thank you for your superb advice and support too.
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Lisa2009

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Post by Lisa2009 » Thu Aug 07, 2008 7:29 pm
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Really good news im so pleased for you. Its been a long battle but you got there in the end xxxx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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facingittogether

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Post by facingittogether » Thu Aug 07, 2008 7:40 pm
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wow, thsts brilliant news!

you must have been so anxious but you can relax now! have a lovely evening and maybe a glass of something to celebrate!

love barb x
12 down - 60 to go! woo hoo!
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flozza

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Post by flozza » Thu Aug 07, 2008 7:52 pm
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Thank you ladies!!

I keep thinking that it's not true..... The waiting has been difficult, but my IP has certainly done an amazing job!

X X
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flozza

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Post by flozza » Thu Aug 07, 2008 7:59 pm
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I know, thank you so much Ladyh!

I keep thinking it's a mistake...! Just over a years ups and downs and hope!!

X X
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pixie

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Post by pixie » Thu Aug 07, 2008 8:02 pm
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Fantastic news Flozza, soo pleased for you. Have a big glass of something and celebrate.
Here's to your new debt free future.
Pixie
'Welcome to where ever you are, this is your life you've made it this far, welcome, you've got to believe right here right now is exactly where you're meant to be'
IVA started may 07 ended dec 08
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flozza

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Post by flozza » Thu Aug 07, 2008 8:07 pm
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Many thanks to you too Pixie!I have learnt a very hard lesson and will always be so gratefull for this. Hopefully I can focus more on improving my physical being now..

X X
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Viki.W

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Post by Viki.W » Thu Aug 07, 2008 11:17 pm
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Flozza, I just got in and read your post. I'm absolutely made up for you. About time! Congratulations. Make sure you keep posting. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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flozza

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Post by flozza » Thu Aug 07, 2008 11:23 pm
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I know, I can't believe it! Thank you! I won't believe it until I see the paperwork.... I keep thinking that it's not true!!

I will definately keep posting and hopefully I can help offer supportive advice for our fellow forum friends. It has been a long and incredibly difficult road, and I will believe for sure when I see the writing...I'm not sure how long I have to wait for the paperwork and what happens next, apart from the money being sent!

X X
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Viki.W

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Post by Viki.W » Thu Aug 07, 2008 11:25 pm
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Maybe Melanie or one of the other experts can tell you how long it will be. I'm sure everything will be ok. Now, you go celebrate hun. You deserve it. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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MelanieGiles

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Post by MelanieGiles » Thu Aug 07, 2008 11:26 pm
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Another great forum success story - and you will get a copy of your IP's report to Court and the creditors by way of confirmation. Well done!
Regards, Melanie Giles, Insolvency Practitioner
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flozza

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Post by flozza » Thu Aug 07, 2008 11:33 pm
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Thank you very much Melanie for all of your support and advice. I can't believe it's been just over a year since I started this, and I have to say, my IP has been magical. I really didn't think I would see this day. The creditors can't change their minds can they?

I just have a few questions...
Will I recieve the report soon and will I need to sign anything? I also wondered how long will the process take? Funds are being made avaliable within the next two weeks and do I need to cancel my standing order to DFD?

Thank you!!
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