Well,the bankruptcy petition was approved by the judge and as from 14.30 today we are officialy bankrupt.
Turned up at court about fifteen minutes before our appointment time.We saw the bankruptcy clerk in her office where she went through our forms making the odd alteration.We then swore an oath on the bible before handing over our cash.
We were then ushered into a waiting room where we had to wait some thirty minutes to see the judge.Walked into the judges office where he was perusing our forms.The judge was an old boy and very polite with it.He asked us a few questions,commented on our failed IVA and asked us if our IP was aware what we were doing,at which point we handed him the letter from our IP outlining the reasons for the IVA default.He read the letter,then just said 'OK,both your bankruptcy petitions shall be granted'.We thanked him for his time and had to go back to see the bankruptcy clerk.
She rang the official receiver for us.We were handed the telephone where someone from the OR's office just took a few details and asked us if we had anything that needed urgent attention within seven days.We didn't.
The OR is now going to write to us and inform us of when the interview with them shall be.We don't know wether it will be by telephone or face-to-face yet.We must wait for the letter.I think I'd prefer face-to-face.
We were treated at all times courteously and with utmost respect by all members of the court staff.Even the judge himself appeared sympathetic.
I'm not to sure how I feel at the moment,it's hard to describe.I feel relief but at the same time I know we have much more to do.I'm not too worried about the OR interview because I shall just be honest as I can and hopefully that will suffice.
Regards
NSBS[:)]
PS Thanks for all the well-wishing messages,they certainly help and thanks once again too for all the advice.It has proved invaluable.[;)]
PPS I wasn't quite sure where to add this post so I just carried on with my original post so all the information is there in one piece.If admin want to move it somewhere more suitable then that's fine. [;)]
Sorry,forgot to add,as soon as we got back home,we telephoned Co-Op and opened up a Cashminder account.The opening of the account took no longer than fiften minutes.We will get our details through in 3/4 working days.
Last edited by
NotSoBrightSpark on Tue Jul 08, 2008 6:56 pm, edited 1 time in total.
You've got to know when to hold 'em,know when to fold 'em,know when to walk away,know when to run.....
