In one hand + out the other !

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Julie

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Post by Julie » Thu Jul 03, 2008 2:52 pm
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Well first the good news, I get a generous payrise and a bonus ( I obviously deserve it lol).......then would you believe our power shower has no power to shower so there's a plumbers bill on the way!!

Oh well - what fun would a straight forward life be eh [:)]
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Viki.W

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Post by Viki.W » Thu Jul 03, 2008 3:02 pm
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Ah Julie, that's terrible. Congratulations on the payrise and bonus though....when you see some of it. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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rayb

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Post by rayb » Thu Jul 03, 2008 3:10 pm
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In a funny sort of way it is a blessing as you will not really be out of pocket what with the payrise and bonus so I suppose it could of been worse.
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indebtforever

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Post by indebtforever » Thu Jul 03, 2008 5:12 pm
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yes it could have been worse but if things like this happen when you dont have spare cash you need to contact your ip he will help lowering payments etc i needed a new washer my monthly payment went down for one month to allow me to get a new one[:)]
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Shining

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Post by Shining » Thu Jul 03, 2008 5:45 pm
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My IP has been my saviour even so early on in my IVA, £800 plumbers bill and a new washer, helped me out by lowering my payments for two months, this equated to me being one month in arrears but I'm slowly paying these back and intend for the arrears to be clear by first anniversary of IVA which is Feb 09. I would always say talk to IP first.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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chardonnay

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Post by chardonnay » Thu Jul 03, 2008 7:22 pm
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Hi,
Sorry to hear about the shower problems, but really pleased for you on getting the pay rise and bonus - I'm sure you worked blooming hard for those, well done. With all my moving around andThe other half's passing I have a couple of spare items, fridge freezer & washing machine so hopefully if one of mine breaks I will be able to replace them (that's just as well as my contingency fund contains about £5.60!! - I'm still working on trying to get it together, but there's never any spare cash to save).
I'm trying to save £1 per day, but always end up needing it for petrol or food by the end of the month,
Hey ho.....
Hugs,
Chardonnay
Chardonnay
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Kazzy E

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Post by Kazzy E » Thu Jul 03, 2008 10:36 pm
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Keep smiling Chard, your doing fab. Kazzy x
There is light at the end of that dark tunnel. Promise.

Visit my blog at: http://kazzy.blogs.iva.co.uk/
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kallis3

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Post by kallis3 » Thu Jul 03, 2008 10:46 pm
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Chardonnay - that's £5.60 more than I've got in mine!

Well done on the payrise and bonus Swans_girl.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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plasticdaft

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Post by plasticdaft » Thu Jul 03, 2008 11:23 pm
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Soon as the dog got sick that was our emergency fund gone,and then the emergency emergency fund for real emergencies got used for fixing the car after an MOT fail!!!

Really wanted to save up and use at Xmas time but hey ho,manage somehow without that plastic!!!
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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angela18

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Post by angela18 » Fri Jul 04, 2008 6:50 am
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our contingency fund has been dwindling.. hopefully can get back on track once dog sorted and hubbys MOT out of way.. then got mine to look forward to in September.. its just nine stop!!
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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plasticdaft

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Post by plasticdaft » Fri Jul 04, 2008 7:11 am
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I dont expect to ever get an emergency fund off the ground coz if its going to go wrong it always goes wrong with us when we have money. If I won the lottery 1 day I am sure the taxman would decide I had underpaid tax over my lifetime of 10p less than my winnings!!

Ack,as the saying goes "money doesnt make you happy"!!!"

Aye,but it would be nice to have to have some to see if thats true for myself.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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kallis3

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Post by kallis3 » Fri Jul 04, 2008 11:19 am
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I'd love to put that to the test as well plastic!

I'm sure I'd be a lot happier than not having much at all!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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