We have been in a debt management for about 3 years but still owe 85k we currently pay £200 a month, thats going to take 35 years to repay! Looking at an IVA.
My partner is self employed and I currently look after our child. We get tax credits - I am currently trying to better my education and paying to study.
Can this expense be included in our exps or will I have to give up studying?
Hi leigah, I would speak to 2 or 3 professionals and see what they think of your situation. Try www.iva.com for a list of companies, always contact 2 or 3 to ensure you receive case specific, and more importantly impartial advice.
An IVA would give you a much shorter end date to your debts. Have a chat with 2 or 3 professionals and hopefully they'll be able to assist you. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Welcome to the forum from me, good advice from Lesley and do visit the link she has posted.
The forum is here for help and advice as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
