income based benefits

[look_divine]

anyone know exactly what these are
is WFTC counted as one?

[chris.g]

Could you explain your question a bit more?

[look_divine]

income based benefits are these only job seekers allowance etc or is working family tax credits classed as one
sorry dont really know how to describe it

[Anna Karenina]

I was claiming family tax credit and child tax credit for a while and they are income based. In fact they were a lifeline when I was flying solo with the kids - especially with childcare, opticians (I have to wear glasses) and dental fees. They are income based, so I would assume that they are classed as income based benefits - have you looked on the inland revenue website?

Anna

[look_divine]

just with me moving out i wont have much furniture etc and there is a place where i live where you can get second hand furniture if your on income based benefits, didnt want to embarrass myself by going if working tax credits etc are not classed as them

[Anna Karenina]

hmm, good question. It might be worth calling the tax credits helpline and asking them - I usually found them pretty helpful. It's also worth seeing if they have a 'Sofa Project' locally - basically a sort of furniture charity that collect unwanted (but decent) furniture when people move or get new, and then sell it on very very cheaply.

[look_divine]

thats what it is a furniture recycle, but the website says for people on income based benefits, can get electricals and furniture from 75p-£10
would help me out if i could

[Anna Karenina]

You're luck's in

Check out this link (I'm assuming that Sefton is no different to the rest of the country!) and scroll down to the Tax Credit section where it categorically states "Working Tax Credit is an income-based benefit"

http://www.sefton.gov.uk/default.aspx?page=6093

[look_divine]

luck blooming heck woooohoooo
thanks my darlin
wheres sefton?
im in county durham

[Anna Karenina]

I think Sefton's in Yorkshire, but hey, it can't possibly be any different anywhere else in the country!

I'm so pleased for you that's one less thing to worry about!

[look_divine]

I know will hunt something down for county durham, he can then stick his furniture etc where the sun dont shine

[Anna Karenina]

Of course you will - you sound like a lady with her head screwed on straight! lol - oh the stories I could tell of what I did to some of my OH's stuff when we split up. We actually laugh about it now!

[look_divine]

well if it was screwed on right i wouldnt be in debt, but yes im quite strong minded, would prefer to leave the house with nothing except my kids then i got nothing to thank him for

[Anna Karenina]

hell, we've all made mistakes - at least you're doing your best to sort it all out.

lol - I did the opposite and instructed the toughest divorce lawyer I could find - having put up with far too much cr*p - I was getting my pound of flesh!

But if it's better for you and the kids to walk away and start a new (and I promise) better life, then you go for it!

[look_divine]

i have a joint loan with him that finishes next may, he said he carry on paying the credit card which i have used but its in his name which is 10K if i paid the loan, dont know how that would work in a iva seen it finishes in may
all confusing to me