income based benefits

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look_divine

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Post by look_divine » Tue Aug 19, 2008 12:10 am
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the loan finishes in may and i have paid for it myself since it began
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Lisa2009

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Post by Lisa2009 » Tue Aug 19, 2008 12:43 am
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The CSA will take out an attatchment of earnings if he doesnt pay willingly so dont worry about that.

I know your head must feel battered right now with so much to try and sort out but please keep posting and we will give all the advice we possibly can.
I know its very hard but try taking a step back and dealing with things one at a time.
Maybe offer your creditors token payments and explain a bit of your situation to them about needing to find a settled home for you and your children.
It doesnt seem like it for you at the minute but there will be a solution and one by one things will eventually start slotting into place.
You are obviously a very good mother and we all know that you will do your best by your children but please dont try to do everything in one go or you will end up having a complete meltdown.
Good luck honey xxxxxx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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look_divine

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Post by look_divine » Tue Aug 19, 2008 12:50 am
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yes i know its the joint loan thing thats eating at me at the moment
I have paid it every month since it begun, he aint paid a penny for it
damn him :(
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Lisa2009

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Post by Lisa2009 » Tue Aug 19, 2008 12:53 am
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Once you enter into an IVA, the joint loan will still be included and as the IVA will be only in your name, the said creditor is still free to chase your hubby for the full ammount so dont worry, he wont get away scott free xxxx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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MelanieGiles

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Post by MelanieGiles » Tue Aug 19, 2008 12:55 am
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Well if you enter into an IVA you can get revenge - as the joint loan lender is bound to chase him rather than wait to get their money out of you!
Regards, Melanie Giles, Insolvency Practitioner
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look_divine

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Post by look_divine » Tue Aug 19, 2008 12:59 am
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hmmmmm he would be really mad at me but then again it is finished in may anyway
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