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j2x

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Post by j2x » Fri Aug 31, 2007 12:39 pm
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i applied for an iva alone and was approved,does my wife credit records will be affected?
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MelanieGiles

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Post by MelanieGiles » Fri Aug 31, 2007 12:42 pm
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Quite possibly, as you will be deemed to be linked by association as husband and wife.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk
Regards, Melanie Giles, Insolvency Practitioner
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mikebdomain

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Post by mikebdomain » Fri Aug 31, 2007 1:16 pm
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Once your IVA is notified to the credit reference agencies (equifax, experian etc.) it will appear on her record due to you both living at the same address, as does any credit or defaults of anybody living at the address. However, this is unlikely to affect her credit worthiness (rating).

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iva_squirrel

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Post by iva_squirrel » Fri Aug 31, 2007 2:47 pm
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Hi j2x,

Your wifes credit records can be affected by association with you.


Regards,
Michelle P.
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