Andy,
As a major part of my work, I make decisions on whether or not to grant accident and sickness cover on the basis of information supplied by Clients on their application forms. I assure you that disclosure of can only bring positive benefits to Forum Members, non-disclosure only ever brings problems.
Forum members should not be frightened of disclosure, it will not affect their insurance cover at all. Whereas non disclosure if detected at time of claim will certainly mean non payment of the claim, and complete wastage of all premiums paid.
Non disclosure means you think you have insurance when in actual fact you don’t. if you are ever in doubt whether a fact is material, disclose it and put the onus on to the Insurer, who has then given you cover in full knowledge of your disclosure.
John Tegg
Accident and Sickness cover that pays for up to 60 months for Clients within IVA's.
Tel: 0845 673 9999
e-mail:
quotemeplease@asu4iva.co.uk
www.asu4iva.co.uk
