Interested.

[Adam Davies]

Hi
If you are sure and have thought things through then contact your IP and let them know your plans.
I would use Brightoak as they have ben recommended.
regards
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[MelanieGiles]

I can vouch for Brightoa - they provide an excellent service for anyone looking at putting together a DMP.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[Chris.z]

Hi Andy and Melanie thankyou for your kind and quick replies.

Andy I do detect though that you might think I am doing the wrong thing????

Chris

[Adam Davies]

Hi Chris
No,not at all.
I just want you to be given the best advice and don,t want you to end up on a neverending DMP.
Is it just the stigma of bankruptcy that stops you from contemplating this solution ?

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

[Chris.z]

Hi Andy it is really - Plus I do feel an obligation to do my best...
Thing that bothers me most though is that compared to the size of my debt to others 220.00 would seem an acceptable amount to repay in an IVA , however and I won't name them now due to having read that this site could be monitored!, My IVA company take over 65% in fees , this is the thing I struggle with as my ability to secure a variation will probably fail due to my IVA company takiing too much in fee's!

Hence I think a DMP and then hopefully a SIVA.

Chris