IP has adjourned the meeting for 7 days

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TheMatrix

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Post by TheMatrix » Sat Jul 12, 2008 12:31 pm
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They had around 15% of my total debt of around 70K and did not even vote. Shows how times have changed I guess.

I wish you luck in getting it all sorted out.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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plasticdaft

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Post by plasticdaft » Sat Jul 12, 2008 12:35 pm
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inaiva wrote:

They had around 15% of my total debt of around 70K and did not even vote. Shows how times have changed I guess.

I wish you luck in getting it all sorted out.
They perhaps dont vote where they havent got much say.
How anyone would want to make someone BR rather than get something more back through an IVA is beyond me.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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sambam1994

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Post by sambam1994 » Sat Jul 12, 2008 11:43 pm
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Being new to all this, what is a SIVA?
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MelanieGiles

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Post by MelanieGiles » Sun Jul 13, 2008 7:36 pm
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It's a proposed new type of IVA where only a 50% majority vote is required and they are designed for simpler voluntary arrangements - cutting out the need for annual review or reporting.
Regards, Melanie Giles, Insolvency Practitioner
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sambam1994

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Post by sambam1994 » Fri Jul 18, 2008 10:54 pm
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Our meeting was adjourned for another 7 days. We just want to get it sorted so we can move on.
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kallis3

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Post by kallis3 » Fri Jul 18, 2008 10:56 pm
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Sambam, that is terrible. Do you know why they adjourned it again? You must have built yourselves up and now you are back in limbo again.

I have everything crossed that it will sorted positively next week
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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Lisa2009

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Post by Lisa2009 » Fri Jul 18, 2008 11:21 pm
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What awful news for you. Its bad enough waiting for a decision first time round but again and again is sooooo unfair.

Lets hope next time will be good news and you can move on xxxxxxx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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Kazzy E

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Post by Kazzy E » Fri Jul 18, 2008 11:37 pm
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Hi Guys, this is really starting to worry me, as one of my largest personal creditors is MBNA, so doesn't really sound promising does it? Oh well, will just have to wait and see. Kazzy x
There is light at the end of that dark tunnel. Promise.

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debtmountain

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Post by debtmountain » Fri Jul 18, 2008 11:45 pm
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Hi Sambam,[:)]

You're really having a bad time of it so far but lets hope everythings sorted next week for you and that it's Good News. (you deserve it)

I'm getting worried as MBNA are one of our creditors too, along with Northern Rock and Nationwide ( Who have been the most difficult so far, constantly calling even when I've explained to them)

Fingers crossed for you.

xx
IVA accepted 13/11/2008..17 payments down,55 to go..
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Viki.W

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Post by Viki.W » Fri Jul 18, 2008 11:59 pm
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Sambam1994, really sorry to hear your news. I'll have my fingers crossed for you for next week and hopefully it'll be more positive. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Lisa2009

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Post by Lisa2009 » Sat Jul 19, 2008 12:01 am
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Kazzy, try to stay positive xxxxxx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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nolongeranxious

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Post by nolongeranxious » Sat Jul 19, 2008 8:19 am
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Hi Sambam, just wanted to say i'm thinking of you. I know how i felt in the run up to my meeting so you must be feeling really awful and stressed now. I have everything crossed for you that it will go ok.

x x x
Regret not the things you have done but the things you have not done... learn from mistakes, drawn a line, move on.
A brave person is one who admits and faces up to a negative situation, seeks help and works things through....
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suzanne100268

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Post by suzanne100268 » Sat Jul 19, 2008 8:55 am
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Sambam, try and stay positive. If you're putting your best proposal forward, hopefully they will see sense and vote yes. Its sounds like they would be better off accepting your IVA because compared to BR its their best option. My partner and I had our IVA accepted on Monday. I owed £5k, my partner £4. They voted yes for me (via Max Recovery) and didn't vote in my partner's. Our biggest hurdle was Northern Rock who voted yes.
I hope you get the result next week, good luck x
IVA completed September 2014. Finaly debt free - final dividend 88p/£
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Kazzy E

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Post by Kazzy E » Sat Jul 19, 2008 10:12 am
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Thanks Mrs S, I am trying to.... Kazzy x
There is light at the end of that dark tunnel. Promise.

Visit my blog at: http://kazzy.blogs.iva.co.uk/
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sambam1994

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Post by sambam1994 » Sat Jul 19, 2008 11:49 am
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It was adjourned again because MBNA are still rejecting the IVA proposal.
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