IPA Nightmare!!!! Melanie help!!!!

[BrassicLintus]

Hi, Melanie i've sent October and Novembers payslips to the OR and he left a message for me and has calculated and IPA of £50 per month. Fine, except I do not even have a surplus of £50!!!! My I&E back in August, as calculated and agreed by the OR came to £1641. Since then my mortgage has increased by £53, which I told the OR about but my wages have remained the same at £1747. So by my calculations I have a surplus of about £53 and the OR is demanding £50 of it!!!! In fact I do not even have £53 because my petrol costs have risen by about £15 per month, my parking charges have increased and my secured loan has gone up buy about £10! So my actual surplus is about £20!!! But the OR is very welcome to have half of this! Any suggestions as to what I should do?

[MelanieGiles]

Speak to the examiner who is dealing with your case and ask them to tell you where they think the £50 comes from. If you get no joy with that, come into the office and we will speak to them for you.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

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http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp