IP's first letter

[booboo]

Hi,
I have just received the first letter from my IP. He's asked me to send statements and letters from creditors and also payslips. Should I send the originals or photocopies?
He wants to have a home visit too, does anyone know why?
Thanks
Booboo

[aguise]

I think I sent some originals and some bank statements were printed off the internet. They were all returned payslips etc. I also sent any bills which arrived as they arrived so they had up to minute balances.
As for the visit most have a face to face visit. Mine was a company rep but it was just to go through the proposal and to make sure we understood every thing also gives you an opportunity to ask questions. Write them down as you think of them, I always go blank and cant remember when they are there . Hope this helps.

[scaredkez]

booboo aguise is right, make sure you ask as many questions as possible be also weary if you are asked for up front fees, make sure you know what will happen to them should the iva fail, i had a rep come to my house not that it gave any meaning to my situation as he came before any proposals were set up and i didn't ask anything his visit was so quick,
kerri

[MelanieGiles]

Hi booboo

You can either send copies or originals it doesn't really matter, and you are extremely lucky that your IP wants to meet with you as there is a growing trend in my profession not to bother.

The benefit of this to you is that you will be able to ask him lots of questions, and really suss out whether he is going to act in your best interests. Of course he will be assessing whether he feels you are suitable for an IVA, and able to commit to a relatively long repayment period.



Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

[booboo]

Thanks Everyone,
I've been dealing with Thomas Charles, now its went a step further and dealing with new people i'm a bit scared i guess. I live in Scotland so rather than IVA its going to be a trust deed.
Thanks again
Booboo

[Skippy]

I would definitely say meet your IP face to face if you can. I have never met mine - he is in Manchester and I am near London. I was told I could go and meet him - one major problem with that though - how do I afford it?!? With hindsight I would have asked if it was possible to be assigned an IP nearer home.

Good luck Booboo

Onwards and upwards!!!