Fergie - all self employed people HAVE to have a face to face meeting with their IP.
needybloke - Melanie deals with a lot of self employed people. You could do worse than give her firm a ring. All your options will be explained to you and you will be pointed in the right direction.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
