thanks Jan for the supportive words its just i feel like the weight of the world is on my shoulders right now and i would love to unplug the phone but family commitments wont allow that.I am just waiting hoping this will be sorted soon really should have applied for an iva years ago but thankfully I found this forum!!!!!
We've all been there whetlor, but it does get better, believe me!
I rarely use my mobile at home, always use the landline. We are with BT so we took out broadband talk and had a new number which stopped the creditor calls. We still have the old number as well and have a phone plugged into it as we do get some calls on there.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
We have all been there,just think when you are settled in your IVA,you wont get any more phonecalls or hassle,and the feeling of relief will be great.Good Luck
thanks for the supportive words rhondda!!i think im just panicing abit as the calls are endless and i am a bit concerned if my iva will even be accepted i don't want to be a nuisance to the company how are helping me by constantly phoning them its good to have this forum as an outlet!!
whetlor is with you I believe Mel, unless she has changed from earlier posts.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I have returned all info requested and have had confirmation that my case has been forwarded to the next stage but that is waiting for creditors to confirms balances etc and the speed of this can take some time as it is dependant on the creditors returning info which has been about 2 weekes now but I understand i am one of many applying for iva as i am sure all companies are busy at the mo!
If you are with my firm whetlor, I am sorry that I cannot tie up your details to your anonymous forum name. Send me an e-mail and I will check on the status for you.
I was just checking on previous posts Mel - I assume she has stayed with you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks Melanie i have sent an email to you giving you my name and address and Kallis3 you are right I am with Melanies firm,I consider myself lucky to have been accepted asI changed from another company after finding this forum.
markyb I completely understand where you are coming from in my case its my partner who is being the strong one and I am the one who is moody'upset and miserable but we have been through worse than this and survived so just just keep your chin up and I will do the same!!!
I know how you feel about he phone calls, we unplugged our phone but I know it is difficult. Could you change your mobile number and use that? MBNA were the only ones who had my mobile number and they nearly drove me crazy.
