is it possible for me to get IVA for myself only?

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marilyn.w

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Post by marilyn.w » Mon Aug 25, 2008 8:37 pm
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Hello, I have already asked a question about getting an iva for my husband and i. If it is not possible income wise to get one together would it be possible to get one for myself only to help clear my debts. I have approx debts of 21k myself and have about £250 per month disposeable income of my own. I hope you can answer this. kind regards
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kallis3

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Post by kallis3 » Mon Aug 25, 2008 8:39 pm
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All of your debts would have to be disclosed, including joint ones.

If your husband doesn't do an IVA, the creditors will still be after him for the amount outstanding on joint debts.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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MelanieGiles

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Post by MelanieGiles » Mon Aug 25, 2008 10:20 pm
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If that is the full extent of your debts (including joint ones) you would appear to have the makings of an IVA, but ought to take professional advice from an insolvency practitioner who will be able to advise you on all options available.
Regards, Melanie Giles, Insolvency Practitioner
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look_divine

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Post by look_divine » Mon Aug 25, 2008 11:06 pm
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you learn something new everyday LOL
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