Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Do you not have a normal bank account Stu? Co-op are usually good with IVA's and you can do DD's with those. And it's free!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
i have thinkbanking, im going BR in Feb and coop have declined the onee left is Onebanking and Barclays and im dubious about Barclays as i had debt with barclaycard
I'm surprised at the Co-op - they are usually quite good. I know someone on here sometime ago posted about Yorkshire Bank and they managed to get an account with them.
I don't normally recommend pre-paid cards as they carry a monthly fee which I don't agree with, but David Mond of Cleardebt does a card which is £9.95 a month and does direct debits and I believe you can have your salary paid into there. I think there is internet banking as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
yorkshire bank and abbey national, halifax and nationwide - walk in to branch and apply and they can overcome things ! Abbey did for us and we have a visa electron card !
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Did you ask the Co-op why they declined you an account? The only reason I know is that you are not on the electoral roll. Some people have appealed the decision and then been able to open an account.
Lloyds TSB might be worth a try - someone recently opened a basic account with them after they had gone BR.
Ive got an appointment with them on Tuesday think coop declined me as i have debts with them and how can clearcash do ddis when their is no sort code and account number
Good luck with Lloyds - can you let us know how you get on?
The only other banks I can think might be able to help are Barclays and possibly Abbey. I know Barclays will open an account if you're bankrupt (unless you're me of course!) but I'm not sure about Abbey.
If you google Clearcash it will come up and you can look it up. There are FAQ's on there. You have to have your salary paid in and it acts as a debit card as well.
You can only pay money in from a bank account though (yours or someone elses).
I don't know how they set up the DD's.
If you wanted to speak to David about it, visit the experts link on the left hand side of the page. You will find him on there and details of how to contact him are on there.
I have no idea if it is any good.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
