Is there a list of people who have an IVA

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craigthechapel

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Post by craigthechapel » Mon Oct 01, 2007 11:48 am
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Is there a list of people who have an IVA for banks and financial Institutes to check.I ask this because the Abbey did not attend my IVA but said all the details will be online??? thanks for your help.
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Skippy

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Post by Skippy » Mon Oct 01, 2007 11:52 am
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Hi Craigthechapel and welcome to the forum. If you are bankrupt or in an IVA your details can be viewed on the Insolvency Register - www.insolvency.gov.uk.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
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bagpuss

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Post by bagpuss » Mon Oct 01, 2007 11:56 am
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Skippy do you know how long they stay on there...? is it removed once your IVA is complete..? thanks xx
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Skippy

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Post by Skippy » Mon Oct 01, 2007 12:00 pm
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I'm not sure actually. I think BR ones stay on there for 3 months showing discharged, but I'm not sure about IVAs.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
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coco

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Post by coco » Mon Oct 01, 2007 12:39 pm
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Hi, it will remain on the register for as long as your IVA is active.

view my blog http://coco.blogs.iva.co.uk
We are made wise not by the recollection of our past, but by the responsibility for our future.
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sonyse2t5

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Post by sonyse2t5 » Mon Oct 01, 2007 12:43 pm
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6 years.
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coco

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Post by coco » Mon Oct 01, 2007 12:46 pm
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Hi not on the insolvency register, but you are correct in saying that is is 6 years on your credit file.

view my blog http://coco.blogs.iva.co.uk
We are made wise not by the recollection of our past, but by the responsibility for our future.
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Lisa2009

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Post by Lisa2009 » Mon Oct 01, 2007 12:48 pm
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If i remember rightly from past posts, it will stay on your credit file for 6 years from the day the IVA starts. However, if your IVA is completed, i believe it is then removed very quickly from the insolvency register.
I'm sure somebody will correct me if i am wrong.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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Oliver

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Post by Oliver » Mon Oct 01, 2007 2:50 pm
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Skint is absolutely correct.

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Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp
Best Regards
Oliver
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Maz

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Post by Maz » Mon Oct 01, 2007 6:47 pm
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Does that mean if you are lucky to get money to pay off the debts in full during an IVA that it will be removed from the register?
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Lisa2009

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Post by Lisa2009 » Mon Oct 01, 2007 6:50 pm
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Yes if the IVA is completed in a satisfactory manner it is then removed from the insolvency register.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


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Cybus

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Post by Cybus » Tue Oct 02, 2007 9:03 pm
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I believe it is only removed from the Register on submission of a report pursuant, and referring specifically, to Rule 5.34(3) of The Insolvency Rules 1986. That report must come from the Supervisor.

The Insolvency Service will not remove it from the register unless in receipt of the above

(Dear IP Chapter 24)

With regards to your credit file. The IVA is marked on there at the date of approval and remains on the file for a period of 6 years from that date. If the IVA is concluded satisfactorily and you can provide evidence to that effect from the Supervisor, you can apply write to the credit reference agency with a request to have the IVA marked as satisfied. (That also applies in the cases where IVA's are concluded early)

Tell it like it is.
Tell it like it is.
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