Kallis3, inaiva,maz and ladyh, just like to say thanks for your support,and would like to explain why DFD asked for a letter from my employer. I had just started a new job, when i took out my IVA. The new job was on six months trial, and unfortunately, it did not work out,so i left it. I telephoned DFD to ask their advice, stating that i would not be able to make the next months payment, they said they would be in touch, which of course they never did. despite several desperate phone calls no advice was given, so i had to cancel the standing order for that month, BUT lo and behold, two days after the cancelled payment they phoned me and were very abrupt, asking exactly just how and when the payment was to be made, i requested the payment be added on to the end of my arrangement, and they then told me it would cost me more,which i had to agree to. Anyway, i was out of work for two days, and started a new job the following week, when i called DFD to explain all was well and the payments restarted, they then asked for a letter from my new employer to prove that i was working again, and asking my income details. This is what i found hard, to start a new job only to have my employer find out about my financial state. Lucky enough, my employer is understanding, and obliged with no questions asked of me. I am not ashamed of my IVA, and fully expect to pay back what i owe, (as we all do).BUT privacy should be my choice NOT DFD's.
My new job is low paid, and i am having great difficulty meeting the payments (which is more than Half my wages) i am borrowing from friends and relatives to survive, and following previous advice from you guy's, i have requested a variation meeting be held, that was a month ago, and they have not done a thing, when i phone them, i only get to speak to someone that knows nothing about my case, and can NEVER put me through to my IP. Its all so frustrating and i do not know which way to advance the situation.
Thank You all once again.
warren
PS
what is a DMP?