Hi Guys. Just to let my forum family know that I've finally received my Completion Certificate from Payplan!! [:D]
My Case Officer emailed to confirm it last night, and said it would be put in the post today. I held off telling you - as I wanted to see it for myself - to believe it's all finally over!! Anyway, she offered to email it to me, and I've just printed it off!! [:D][:D]
I feel that I can finally exhale after 4 long years...
My IVA journey started in March 2009, at a very difficult and traumatic time for me and my family. In March 2012, I found a new family - this forum. Words cannot really encapsulate how I feel being part of this forum. You have carried me through all the highs and lows during the past 12 months. I've ranted and raved; celebrated; learned and shared knowledge/experience, but most of all, I've always remained 'me' - without any fear of being ignored, dismissed or judged, and for that, I thank you all for your kindness, patience, honesty and openness. This is an amazing forum with amazing people.
I have to 'give props' to Stephanie Hill at Payplan, who has been my most recent CO. As an individual working within a very large organisation, she has put the 'human face'to it. She always listened patiently to me even at times when I was very belligerent through sheer frustration at times, and I know for a fact that she worked her a**e off to get my CC to me as quickly as she able to. Absolute respect to her.[:)]
I sincerely want this post to give others hope that they too will receive their CC's very soon.[:)]
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
Thanks both. The best thing so far has been the reaction of my friends and parents - who have supported me every step of the way. To be honest - they're probably glad to hear the last of "How much longer do I have to wait for my ¬$@*"£# completion certificate!!
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
great news , great post & what a great day for you
hope all goes well and that you are enjoying the extra cash ( i know i am )
everyone else still early or mid IVA journey, stick with it as eventually you will get to the end, even though if like me there are times when i really didnt think i would make it to the end
Last payment made April 2012
Certificate received 1st Nov 2012
Thanks mattyboy. I wish I could have a treat. My income went from £30k+ to benefits. Redundancy package now run out after a year, and still too ill to work. Next big hurdle = fight to keep my home, but I'll hand the keys back rather than run up mortgage arrears. No point in that, as I would have been better off going bankrupt in the first place!! x
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
Hi GilliB congratulations, well done for getting to the end of that avenue, hopefully things will improve for you, fingers crossed, but what an achievement and good luck.
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
congratulations gillB, bet it feels quite surreal!!!! hopefully my certificate won't be too long, but my last payment was only 5 wks ago so could be waiting a while yet!!!! [:)]